Terms and Conditions

By accessing and using the Sorveniqov website, you agree to comply with and be bound by the following terms and conditions. If you do not agree with any part of these terms, you should not use our site.

Sorveniqov offers educational and informational content about personal finance. Our materials are exclusively educational in nature and do not constitute financial, legal or investment advice.

The materials available on this site are provided for informational and educational purposes only. Sorveniqov:

• Does not provide financial services
• Does not offer investment advice
• Does not guarantee specific financial results
• Is not responsible for decisions made based on our content

All content on this site, including texts, graphics, logos, images and software, is the property of Sorveniqov and is protected by Brazilian and international copyright laws.

By using our site, you agree to:

• Provide true and accurate information
• Not use the site for illegal purposes
• Not attempt to access restricted areas of the site
• Respect intellectual property rights

We reserve the right to modify these terms at any time. Changes take effect immediately upon publication on the site. Continued use of the site after modifications constitutes acceptance of the new terms.

These terms are governed by the laws of the Federative Republic of Brazil. Any dispute shall be submitted to the exclusive jurisdiction of the courts of São Paulo, SP.